“The Influence of Financial Knowledge, Lifestyle, and Religiosity on the Consumption Patterns of State Civil Apparatus (ASN) in the Bangka Regency Government”. EJESH: Journal of Islamic Economics and Social 3, no. 2 (October 26, 2025): 213–219. Accessed November 14, 2025. https://rumahjurnal.iainsasbabel.ac.id/ejesh/article/view/5319.