“The Influence of Financial Knowledge, Lifestyle, and Religiosity on the Consumption Patterns of State Civil Apparatus (ASN) in the Bangka Regency Government”. EJESH: Journal of Islamic Economics and Social 3, no. 2 (October 30, 2025): 216–222. Accessed February 19, 2026. https://rumahjurnal.iainsasbabel.ac.id/ejesh/article/view/5319.