CONCEPTUAL FRAMEWORK OF ISLAMIC MOBILE BANKING USER LOYALTY: INTEGRATION OF ISLAMIC DIGITAL SERVICE QUALITY, CUSTOMER TRUST, AND PERCEPTION OF SHARIA COMPLIANCE. Asy [Internet]. 2025 Dec. 30 [cited 2026 Apr. 25];10(2):240-67. Available from: https://rumahjurnal.iainsasbabel.ac.id/asy/article/view/6435