HUMAN CAPITAL EXCELLENCE : HUMAN RESOURCE INVESTMENT AND GOVERNANCE IN IMPROVING THE COMPETITIVENESS OF ISLAMIC BANKING EMPLOYEES. ASY SYAR’IYYAH: JURNAL ILMU SYARI’AH DAN PERBANKAN ISLAM, [S. l.], v. 10, n. 2, p. 135–159, 2025. DOI: 10.32923/fgrc9x47. Disponível em: https://rumahjurnal.iainsasbabel.ac.id/asy/article/view/5884. Acesso em: 30 dec. 2025.