“Pengaruh Biaya Operasional Dan Pendapatan Operasional (BOPO) Dan Non Performing Financing (NPF) Terhadap Return On Asset (ROA) Di Bank Umum Syariah Indonesia Tahun 2015 - 2019”. JYRS: Journal of Youth Research and Studies 2, no. 1 (November 9, 2021): 21–41. Accessed November 14, 2025. https://rumahjurnal.iainsasbabel.ac.id/JS/article/view/2037.